Blood test, ferritin (iron stores)
Facility: Overland Park Reg Med Ctr
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $59
- Cash Discount Price: $335
- vs. Medicare Baseline: 4.33x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 433% of the Medicare baseline (a markup of 333%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $7 - $14 | 51% |
| United | $12 - $158 | 88% |
| Blue Cross Blue Shield | $13 - $151 | 95% |
| Aetna | $13 - $179 | 95% |
| Home State Health Plan | $13 | 95% |
| Coventry | $13 - $141 | 95% |
| Humana | $14 - $33 | 103% |
| Healthyblue | $14 | 103% |
| Medicaid / KanCare | $14 | 103% |
| Celtic | $14 | 103% |
| Amerigroup | $14 | 103% |
| Wellcare | $14 | 103% |
| Triwest Health Alliance | $14 | 103% |
| Unicare | $14 | 103% |
| Devoted Health | $14 | 103% |
| Pyramid Life | $15 | 110% |
| Oscar | $21 | 154% |
| Multiplan | $24 - $260 | 176% |
| Corvel Corporation | $29 - $228 | 213% |
| Oha Network | $30 - $176 | 220% |
| Ambetter / Centene | $59 - $65 | 433% |
| Nhc Advantage | $61 - $67 | 448% |
| Wppa Providrs Care Network | $64 - $70 | 470% |
| Universal Healthcare | $112 - $123 | 822% |
| Coventry Kc Mo | $131 - $144 | 961% |
| College Park Family Care Center | $137 - $151 | 1005% |
| Cco, Inc. | $239 - $263 | 1753% |
| Focus Healthcare Mgmt, Inc | $239 - $263 | 1753% |
Consumer Guidance & Cost Commentary
For the blood test procedure for ferritin (iron stores) at Overland Park Reg Med Ctr, the cash price is $335.00, which matches the facility's cash median. This rate is significantly higher than the Medicare benchmark of $13.63, indicating a substantial markup relative to the federal government's cost-based reimbursement. While the facility offers a negotiated rate of $59.00 for in-network insurance plans, patients should be aware that commercial negotiated rates often exceed cash prices due to administrative overhead and contract structures. If you have a high-deductible plan, paying the cash price of $335.00 upfront might be more cost-effective than your insurance applying the negotiated rate, especially if your deductible has not yet been met.
To ensure you are not facing unexpected costs, it is crucial to verify your specific insurance status before scheduling. Although the data shows various payers like Cigna and United with negotiated ranges, these figures represent the maximum amounts insurers may pay, not necessarily your out-of-pocket cost. Patients should explicitly ask the billing department about "self-pay" or "prompt-pay" discounts, which can reduce the $335.00 cash price by 20% to 50% if paid in full immediately. Additionally, if you receive a bill from an out-of-network provider at this facility, the No Surprises Act protects you from balance billing for emergency and non-emergency services, so you should dispute any surprise charges rather than paying them immediately. Always request a detailed, itemized bill to review specific CPT codes and avoid paying for services that were not rendered or that have been bundled incorrectly.