Blood test, ferritin (iron stores)
Facility: Menorah Medical Center
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $29
- Cash Discount Price: $604
- vs. Medicare Baseline: 2.13x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 213% of the Medicare baseline (a markup of 113%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $7 - $483 | 51% |
| United | $12 - $272 | 88% |
| Home State Health Plan | $13 | 95% |
| Coventry | $13 - $243 | 95% |
| Blue Cross Blue Shield | $13 - $272 | 95% |
| Aetna | $13 - $308 | 95% |
| Wellcare | $14 | 103% |
| Humana | $14 - $33 | 103% |
| Celtic | $14 | 103% |
| Devoted Health | $14 | 103% |
| Medicaid / KanCare | $14 | 103% |
| Amerigroup | $14 | 103% |
| Healthyblue | $14 | 103% |
| Unicare | $14 | 103% |
| Triwest Health Alliance | $14 | 103% |
| Pyramid Life | $15 | 110% |
| Oscar | $21 | 154% |
| Multiplan | $24 - $447 | 176% |
| Corvel Corporation | $29 - $393 | 213% |
| Oha Network | $30 - $302 | 220% |
| Ambetter / Centene | $112 | 822% |
| Nhc Advantage | $115 | 844% |
| Wppa Providrs Care Network | $121 | 888% |
| Universal Healthcare | $211 | 1548% |
| Coventry Kc Mo | $248 | 1820% |
| College Park Family Care Center | $260 | 1908% |
| Cco, Inc. | $453 | 3324% |
| Focus Healthcare Mgmt, Inc | $453 | 3324% |
Consumer Guidance & Cost Commentary
For the blood test procedure for ferritin at Menorah Medical Center in Overland Park, KS, the cash price is $604.00, which matches the facility's cash median. This rate is significantly higher than the state average, as indicated by a 2.1x multiplier compared to Medicare's benchmark rate of $13.63. While commercial insurance plans like Cigna and United have negotiated rates ranging from $7 to $483, these amounts often exceed the cash price for patients with high-deductible plans. In such cases, paying the cash rate directly can be more cost-effective than relying on insurance, which may result in higher out-of-pocket costs if the negotiated allowed amount surpasses the cash price.
Patients should proactively contact the hospital to inquire about self-pay or prompt-pay discounts, which can reduce the bill by 20% to 50% for upfront payment. It is also important to request a full itemized bill rather than accepting a summary invoice, as over 80% of hospital bills contain errors such as double-billing or unbundled codes that can be disputed. If a patient receives a balance bill from an out-of-network provider, they should not pay immediately out of fear of credit damage; instead, they should dispute the charge with their insurer and request a No Surprises Act audit to ensure they are not being billed for services covered by federal protections.