Blood test, thyroid (TSH)
Facility: Menorah Medical Center
Billing Code: 84443 (CPT)
- CPT Billing Code: 84443
- Insurance Median: $41
- Cash Discount Price: $432
- vs. Medicare Baseline: 2.44x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 244% of the Medicare baseline (a markup of 144%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $9 - $562 | 54% |
| United | $15 - $316 | 89% |
| Amerigroup | $16 | 95% |
| Medicaid / KanCare | $16 | 95% |
| Home State Health Plan | $16 | 95% |
| Aetna | $16 - $358 | 95% |
| Healthyblue | $16 | 95% |
| Unicare | $16 | 95% |
| Blue Cross Blue Shield | $17 - $316 | 101% |
| Wellcare | $17 | 101% |
| Devoted Health | $17 | 101% |
| Celtic | $17 | 101% |
| Coventry | $17 - $282 | 101% |
| Humana | $17 - $41 | 101% |
| Triwest Health Alliance | $18 | 107% |
| Pyramid Life | $18 | 107% |
| Oscar | $26 | 155% |
| Ambetter / Centene | $30 - $131 | 179% |
| Multiplan | $30 - $520 | 179% |
| Nhc Advantage | $31 - $133 | 185% |
| Wppa Providrs Care Network | $32 - $140 | 190% |
| Corvel Corporation | $36 - $456 | 214% |
| Oha Network | $37 - $351 | 220% |
| Universal Healthcare | $57 - $246 | 339% |
| Coventry Kc Mo | $66 - $288 | 393% |
| College Park Family Care Center | $70 - $302 | 417% |
| Focus Healthcare Mgmt, Inc | $122 - $527 | 726% |
| Cco, Inc. | $122 - $527 | 726% |
Consumer Guidance & Cost Commentary
For the thyroid blood test (CPT 84443) at Menorah Medical Center in Overland Park, KS, the cash price is $432.00, which matches the facility's median negotiated rate. This cash price is significantly higher than the state average of $41.00 and the county average of $16.80, though it remains consistent with the Medicare benchmark of $16.80. While commercial insurance plans like Cigna and United have negotiated rates ranging from $9 to $562, these amounts often exceed the cash price. Patients with high-deductible plans may find it financially advantageous to pay the $432.00 cash rate directly, as this avoids the administrative markups and potential balance billing associated with insurance claims.
To ensure you are receiving the best possible price, it is recommended to explicitly request a "self-pay" or "prompt-pay" discount before scheduling your visit, as hospitals often offer additional reductions for upfront payment. If you do choose to use insurance, be aware that the No Surprises Act protects you from balance billing for out-of-network services at in-network facilities, but you should still verify your specific plan's allowed amount to avoid unexpected costs. Finally, if you receive a bill, always demand a full itemized statement showing specific CPT codes rather than accepting a summary invoice, as over 80% of hospital bills contain errors that can be corrected through a formal written audit dispute.