CT scan, head (with contrast)
Facility: Menorah Medical Center
Billing Code: 70460 (CPT)
- CPT Billing Code: 70460
- Insurance Median: $486
- Cash Discount Price: $10,691
- vs. Medicare Baseline: 2.71x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 271% of the Medicare baseline (a markup of 171%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| United | $101 - $4,811 | 56% |
| Amerigroup | $101 | 56% |
| Healthyblue | $103 | 57% |
| Medicaid / KanCare | $104 | 58% |
| Unicare | $105 | 59% |
| Aetna | $105 - $5,452 | 59% |
| Multiplan | $139 - $7,911 | 78% |
| Home State Health Plan | $159 | 89% |
| Corvel Corporation | $165 - $6,949 | 92% |
| Oha Network | $172 - $5,345 | 96% |
| Cigna | $204 - $8,553 | 114% |
| Blue Cross Blue Shield | $323 - $4,811 | 180% |
| Humana | $363 - $468 | 203% |
| Ambetter / Centene | $1,988 | 1109% |
| Nhc Advantage | $2,031 | 1133% |
| Wppa Providrs Care Network | $2,138 | 1193% |
| Universal Healthcare | $3,742 | 2088% |
| Coventry | $4,298 | 2398% |
| Coventry Kc Mo | $4,383 | 2446% |
| College Park Family Care Center | $4,597 | 2565% |
| Cco, Inc. | $8,018 | 4474% |
| Focus Healthcare Mgmt, Inc | $8,018 | 4474% |
| Triwest Health Alliance | $8,018 | 4474% |
Consumer Guidance & Cost Commentary
For a CT scan of the head with contrast at Menorah Medical Center in Overland Park, KS, the cash price is $10,691, which matches the facility's median negotiated rate. This cash price is significantly higher than the state average for this procedure, indicating that commercial insurance rates in Kansas are generally lower than what patients pay out-of-pocket. While many insurance plans offer negotiated rates ranging from $101 to $8,018 depending on the carrier, these amounts often exceed the cash price. Patients with high-deductible plans may find it financially advantageous to pay the cash price directly, as it avoids the administrative costs and potential markups associated with insurance billing cycles. It is important to verify your specific plan's allowed amount before scheduling, as some insurers may negotiate rates that are higher than the cash-pay option.
Patients should be aware that commercial insurance rates can sometimes exceed cash prices due to the administrative overhead and contract structures involved in insurance billing. If you choose to use insurance, you may face balance billing if you are out-of-network, though the No Surprises Act protects you from surprise bills for emergency care and non-emergency services at in-network facilities. To minimize costs, always request a prompt-pay discount or self-pay rate before your appointment, as these can reduce the bill by 20% to 50% if paid in full upfront. Additionally, if you receive an itemized bill, review it carefully for errors such as unbundled codes or services not rendered, as over 80% of hospital bills contain mistakes that can be corrected through a formal written audit dispute.