Speech therapy (group session)
Facility: Menorah Medical Center
Billing Code: 92508 (CPT)
- CPT Billing Code: 92508
- Insurance Median: $44
- Cash Discount Price: $145
- vs. Medicare Baseline: 1.83x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Healthyblue | $11 | 46% |
| Amerigroup | $11 | 46% |
| Medicaid / KanCare | $11 | 46% |
| United | $11 - $76 | 46% |
| Aetna | $11 - $86 | 46% |
| Unicare | $11 | 46% |
| Blue Cross Blue Shield | $16 - $77 | 67% |
| Home State Health Plan | $22 | 91% |
| Coventry | $22 - $68 | 91% |
| Ambetter / Centene | $22 - $31 | 91% |
| Triwest Health Alliance | $22 | 91% |
| Oscar | $23 - $32 | 96% |
| Humana | $23 - $51 | 96% |
| Celtic | $23 | 96% |
| Wellcare | $23 | 96% |
| Devoted Health | $23 | 96% |
| Nhc Advantage | $23 - $32 | 96% |
| Cigna | $23 - $135 | 96% |
| Wppa Providrs Care Network | $24 - $34 | 100% |
| Pyramid Life | $24 | 100% |
| Universal Healthcare | $42 - $59 | 175% |
| Coventry Kc Mo | $49 - $69 | 204% |
| College Park Family Care Center | $52 - $73 | 216% |
| Oha Network | $60 - $84 | 249% |
| Multiplan | $64 - $135 | 266% |
| Corvel Corporation | $78 - $110 | 324% |
| Cco, Inc. | $90 - $127 | 374% |
| Focus Healthcare Mgmt, Inc | $90 - $127 | 374% |
Consumer Guidance & Cost Commentary
For the speech therapy group session (CPT 92508) at Menorah Medical Center in Overland Park, KS, the cash price is $145.00, which matches the facility's cash median. This rate is significantly higher than the state average, as indicated by a comparison factor of 1.8 against Medicare's benchmark rate of $24.05. While commercial insurance plans like United and Aetna negotiate rates ranging from $11 to $86, these negotiated amounts often exceed the cash price, meaning patients with high-deductible plans might save money by paying the full cash rate of $145.00 directly, provided they have the funds available.
Patients should be aware that while the facility offers a cash price, insurance contracts may result in higher out-of-pocket costs if the negotiated rate exceeds the cash amount. To minimize expenses, it is advisable to contact the hospital directly to inquire about "self-pay" or "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full upfront. Additionally, if you have received a bill from an out-of-network provider or unexpected ancillary services, you may be eligible for protections under the No Surprises Act, which prohibits balance billing for emergency and non-emergency care at in-network facilities. Always request a detailed, itemized bill to verify all charges before making any payments.