X-ray, chest (two views)
Facility: Menorah Medical Center
Billing Code: 71046 (CPT)
- CPT Billing Code: 71046
- Insurance Median: $283
- Cash Discount Price: $1,508
- vs. Medicare Baseline: 3.18x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 318% of the Medicare baseline (a markup of 218%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Multiplan | $25 - $1,116 | 28% |
| Corvel Corporation | $30 - $980 | 34% |
| Oha Network | $31 - $754 | 35% |
| Aetna | $33 - $769 | 37% |
| Blue Cross Blue Shield | $46 - $679 | 52% |
| Amerigroup | $49 | 55% |
| United | $49 - $679 | 55% |
| Medicaid / KanCare | $50 | 56% |
| Healthyblue | $50 | 56% |
| Unicare | $51 | 57% |
| Home State Health Plan | $79 | 89% |
| Cigna | $101 - $1,206 | 114% |
| Ambetter / Centene | $280 | 315% |
| Nhc Advantage | $287 | 323% |
| Wppa Providrs Care Network | $302 | 340% |
| Humana | $318 - $400 | 358% |
| Universal Healthcare | $528 | 594% |
| Coventry | $606 | 682% |
| Coventry Kc Mo | $618 | 695% |
| College Park Family Care Center | $648 | 729% |
| Triwest Health Alliance | $1,131 | 1272% |
| Cco, Inc. | $1,131 | 1272% |
| Focus Healthcare Mgmt, Inc | $1,131 | 1272% |
Consumer Guidance & Cost Commentary
For the CPT code 71046 (X-ray, chest, two views) at Menorah Medical Center in Overland Park, KS, the cash price is $1,508.00, which matches the facility's cash median. This cash rate is significantly higher than the Medicare benchmark of $88.91, reflecting a markup common in commercial healthcare. While the facility's negotiated rates with insurance payers range from $25 to $1,131, many of these amounts remain well below the cash price, suggesting that for patients with high-deductible plans, paying the cash rate directly might be more cost-effective than relying on insurance, which could result in balance billing if the provider is out-of-network. However, patients should be aware that the No Surprises Act protects against balance billing for emergency services and non-emergency services from out-of-network providers at in-network facilities, and they should verify their specific plan's network status before scheduling.
To minimize costs, patients should proactively contact the hospital to inquire about "self-pay" or "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full upfront. It is also critical to request a detailed, itemized billing audit rather than accepting a summary bill, as over 80% of hospital bills contain errors such as unbundled codes or charges for services not rendered. By comparing the facility's rates against the Medicare benchmark and seeking written confirmation of any discounts or audit results, patients can avoid unexpected financial burdens and ensure they are only paying for services actually received.