X-ray, lower back
Facility: Menorah Medical Center
Billing Code: 72110 (CPT)
- CPT Billing Code: 72110
- Insurance Median: $134
- Cash Discount Price: $3,070
- vs. Medicare Baseline: 1.25x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Multiplan | $43 - $2,271 | 40% |
| Corvel Corporation | $51 - $1,995 | 48% |
| Oha Network | $53 - $1,535 | 50% |
| Aetna | $59 - $1,565 | 55% |
| Amerigroup | $60 | 56% |
| United | $60 - $1,381 | 56% |
| Healthyblue | $61 | 57% |
| Blue Cross Blue Shield | $62 - $1,381 | 58% |
| Medicaid / KanCare | $62 | 58% |
| Unicare | $62 | 58% |
| Humana | $72 - $94 | 67% |
| Home State Health Plan | $95 | 89% |
| Cigna | $122 - $2,456 | 114% |
| Ambetter / Centene | $571 | 535% |
| Nhc Advantage | $583 | 546% |
| Wppa Providrs Care Network | $614 | 575% |
| Universal Healthcare | $1,074 | 1006% |
| Coventry | $1,234 | 1155% |
| Coventry Kc Mo | $1,259 | 1179% |
| College Park Family Care Center | $1,320 | 1236% |
| Cco, Inc. | $2,302 | 2155% |
| Triwest Health Alliance | $2,302 | 2155% |
| Focus Healthcare Mgmt, Inc | $2,302 | 2155% |
Consumer Guidance & Cost Commentary
For the X-ray, lower back procedure (CPT 72110) at Menorah Medical Center in Overland Park, KS, the cash price is $3,070, which matches the facility's reported median paid amount. This cash rate is significantly higher than the state average, as indicated by a ratio of 1.3 times the Medicare benchmark of $106.81. While commercial insurance negotiates rates that cap charges for in-network members, these negotiated amounts often exceed the cash price due to administrative costs and contract structures. For patients with high-deductible plans, paying the cash price upfront may be more cost-effective than relying on insurance, provided the insurer's allowed amount is higher than the cash rate.
Patients should proactively request "self-pay" or "prompt-pay" discounts before scheduling services to potentially reduce the bill by 20% to 50%. These discounts are incentives for immediate payment that bypass insurance billing cycles, but they must be secured prior to check-in to avoid automatic claim submission. Additionally, consumers should avoid accepting summary bills and instead demand a full itemized statement to identify any unbundled codes or services not rendered, as over 80% of hospital bills contain errors. If a balance bill arises from out-of-network ancillary services, patients can dispute the charge under the No Surprises Act rather than paying immediately out of fear of credit damage.