Blood test, ferritin (iron stores)
Facility: Kansas Surgery & Recovery Center
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $14
- Cash Discount Price: $40
- vs. Medicare Baseline: 1.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $6 - $14 | 44% |
| Blue Cross Blue Shield | $13 - $36 | 95% |
| Aetna | $13 - $40 | 95% |
| Triwest | $14 | 103% |
| Cigna | $23 | 169% |
Consumer Guidance & Cost Commentary
For the CPT code 82728, representing a blood test for ferritin (iron stores), the Kansas Surgery & Recovery Center in Wichita, KS, lists a cash price of $40.00. This cash rate is identical to the facility's median negotiated rate of $14.00, which is significantly lower than the gross charge of $40.00. While the facility is an Acute Care Hospital in a Voluntary non-profit - Private ownership structure, the data indicates a median negotiated rate of $14.00, which is notably lower than the cash price. Patients with high-deductible plans may find paying the cash price of $40.00 directly more cost-effective than relying on insurance, as the negotiated rate of $14.00 suggests potential administrative overhead or specific contract terms that could result in higher out-of-pocket costs if the patient's deductible is not met. It is important to verify with the hospital regarding "self-pay" or "prompt-pay" discounts, as these upfront payment incentives can further reduce the final amount owed.
When evaluating this service against broader benchmarks, the Medicare amount for this procedure is $13.63, serving as the objective baseline for fair pricing. The facility's cash price of $40.00 is approximately 2.93 times the Medicare rate, while the median negotiated rate of $14.00 is roughly 1.03 times the Medicare amount, indicating a relatively fair alignment with federal cost standards. Although the data does not provide specific state or county average comparisons for this exact code, the facility's location in Wichita (ZIP 67226) within Kansas is