CT scan, head (no contrast)
Facility: Kansas Medical Center Llc
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $96
- Cash Discount Price: $564
- vs. Medicare Baseline: 0.90x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $60 | 56% |
| Indian Health | $87 | 81% |
| Tricare | $87 | 81% |
| Medadv_Wellcare | $96 | 90% |
| Ambetter / Centene | $96 | 90% |
| Humana | $96 | 90% |
| Blue Cross Blue Shield | $96 - $437 | 90% |
| Three_Rivers | $193 | 181% |
| Aetna | $450 | 421% |
| Wppa | $525 | 492% |
| United | $580 | 543% |
Consumer Guidance & Cost Commentary
For the CPT code 70450 (CT scan, head, no contrast) at Kansas Medical Center Llc in Andover, KS, the facility's cash median rate is $564.00, while the median negotiated rate across 11 payers is $96.00. This significant difference highlights that for patients with high-deductible plans or those without insurance, paying cash upfront can often be far cheaper than relying on insurance, which may result in higher out-of-pocket costs if the negotiated allowed amount exceeds the cash price. The facility's cash rate is notably higher than the state average for this service, suggesting that while the cash price is elevated, the negotiated rates provided by major insurers like Medicaid/KanCare, Indian Health, and Tricare remain relatively low and consistent at $60 to $87.
Patients should be aware that commercial insurance contracts often include administrative overheads that inflate the baseline price, with negotiated rates sometimes averaging 200% to 300% of the Medicare benchmark of $106.81 for this procedure. Although the facility's cash rate is higher than the Medicare amount, it is important to verify your specific plan's deductible status before assuming insurance will cover the cost, as some plans may require you to pay the full negotiated rate before the deductible is met. To maximize savings, we recommend contacting the hospital directly to inquire about "self-pay" or "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full within a short window, effectively bypassing the costly claims processing cycle that insurance billing entails.