CT scan, head (no contrast)
Facility: Stafford County Hospital
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $766
- Cash Discount Price: $766
- vs. Medicare Baseline: 7.17x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 717% of the Medicare baseline (a markup of 617%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Health Partners-All Plans | $728 | 682% |
| Humana | $766 | 717% |
| Medica Mcr- All Plans | $766 | 717% |
| Va Ccn-All Plans | $766 | 717% |
| UnitedHealthcare | $766 | 717% |
Consumer Guidance & Cost Commentary
For the CPT code 70450, representing a CT scan of the head without contrast, Stafford County Hospital lists a consistent cash price of $766.00 across all five payers, including Health Partners, Humana, Medica, VA, and UnitedHealthcare. This cash rate is identical to the facility's negotiated rates and matches the median paid amount, indicating no variation based on insurance type for this specific service. While the facility is a Critical Access Hospital in Stafford, Kansas (ZIP 67578), the data provided does not include specific county or state average figures for this procedure, so a direct comparison to regional pricing benchmarks cannot be made at this time.
Patients should be aware that while commercial insurance contracts often set rates significantly higher than cash prices, this specific service at Stafford County Hospital does not show that markup. The facility's cash price of $766.00 aligns with the median paid amount, suggesting that paying out-of-pocket may not result in additional savings compared to using insurance for this particular code. However, patients are encouraged to verify if "self-pay" or "prompt-pay" discounts are available before scheduling, as hospitals often offer further reductions for upfront payment. Additionally, since the facility is government-owned locally, patients should confirm their coverage status and whether any ancillary services might be billed separately to ensure full transparency before treatment.