Review of medical records for care
Facility: Kiowa District Hospital
Billing Code: 90889 (CPT)
- CPT Billing Code: 90889
- Insurance Median: $38
- Cash Discount Price: $32
- vs. Medicare Baseline: N/A Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Tricare | $16 | N/A |
| UnitedHealthcare | $32 - $40 | N/A |
| Health Partners Of Ks-All Plans | $35 | N/A |
| Humana | $36 | N/A |
| Multiplan-All Plans | $38 | N/A |
| Triwest-All Plans | $38 | N/A |
| Aetna | $38 | N/A |
| Medicare (plans) | $38 | N/A |
| Gbs Insurance - All Plans | $38 | N/A |
| Medicaid / KanCare | $40 | N/A |
| Providers Care (Wppa)-All Plans | $60 | N/A |
| Liberty Healthshare-All Plans | $65 | N/A |
Consumer Guidance & Cost Commentary
For the CPT code 90889, "Review of medical records for care," Kiowa District Hospital in Kiowa, KS, lists a gross charge of $40.00. The facility's cash median rate is $32.00, which is lower than the negotiated rates paid by most commercial payers, ranging from $32.00 to $65.00. While the median negotiated rate across all payers is $38.00, patients with high-deductible plans may find the cash price more advantageous if their insurance allows for out-of-network benefits or if the negotiated rate exceeds the cash amount. It is important to note that commercial payers like UnitedHealthcare and Providers Care have negotiated rates significantly higher than the cash price, illustrating how administrative structures can inflate the baseline price for insured members compared to self-pay patients.
This facility operates as a Critical Access Hospital with government ownership, and the data reflects pricing for the 2026-06 vintage. Although specific state or county average comparisons are not provided in the current dataset, the cash rate of $32.00 serves as a direct benchmark for self-pay patients. To minimize costs, consumers should verify if "self-pay" or "prompt-pay" discounts are available before scheduling, as these programs often offer fee reductions for upfront payment. Additionally, patients should request an itemized billing audit to ensure no errors exist in the final invoice, as over 80% of hospital bills contain discrepancies that can be resolved through formal written disputes rather than verbal agreements.