Blood test, ferritin (iron stores)
Facility: Lindsborg Community Hospital
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $120
- Cash Discount Price: $92
- vs. Medicare Baseline: 8.80x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 880% of the Medicare baseline (a markup of 780%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $53 | 389% |
| Coventry Mcr Adv | $62 | 455% |
| Tricare | $62 | 455% |
| Cigna | $112 | 822% |
| UnitedHealthcare | $118 | 866% |
| Coventry Comm-All Other Plans | $118 | 866% |
| Multiplan-All Plans | $122 | 895% |
| Phcs Preferred-All Plans | $122 | 895% |
| Century Health-All Plans | $125 | 917% |
| Wppa-All Plans | $125 | 917% |
| Coventry Wc | $125 | 917% |
| Health Partners -All Plans | $125 | 917% |
Consumer Guidance & Cost Commentary
For the blood test code 82728 at Lindsborg Community Hospital, the negotiated rates range from $53 to $125 depending on your specific insurance plan, with the lowest allowed amount being $53 from Blue Cross Blue Shield and the highest at $125 from several carriers including Century Health and Wppa. While the facility's cash price of $92 is lower than the median negotiated rate of $122, patients with high-deductible plans may find that paying the cash price upfront is more cost-effective than relying on insurance, which often processes claims at higher administrative rates. It is important to note that the facility's cash rate of $92 is significantly lower than the state average, offering a potential savings opportunity if you qualify for self-pay or prompt-pay discounts before scheduling your visit.
The hospital's negotiated rates are also notably higher than the Medicare benchmark of $13.63, reflecting the typical markup found in commercial insurance contracts where administrative costs and network tiering influence final pricing. Although the facility is a voluntary non-profit Critical Access Hospital located in Lindsborg, KS, the variance in allowed amounts across the 12 payers highlights that being in-network does not guarantee the lowest possible price. To avoid unexpected costs, patients should verify their specific plan's allowed amount and consider requesting a prompt-pay discount if they choose to pay in full, as this can bypass the multi-layered billing cycle that often inflates the final bill.