Psychotherapy session (60 minutes)
Facility: Greeley County Health Services
Billing Code: 90837 (CPT)
- CPT Billing Code: 90837
- Insurance Median: $196
- Cash Discount Price: $293
- vs. Medicare Baseline: 1.08x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $196 | 108% |
Consumer Guidance & Cost Commentary
For this psychotherapy session at Greeley County Health Services in Tribune, KS, the facility's cash price of $293.00 is lower than the negotiated rate of $196.00 paid by Blue Cross Blue Shield, which is the only payer listed for this service. While the cash rate is competitive, it is important to note that commercial negotiated rates often include administrative overhead and can sometimes exceed cash prices for patients with high deductibles. If you have a high-deductible plan, paying the cash price upfront may result in lower out-of-pocket costs compared to your insurance's allowed amount, provided you have not yet met your deductible.
To ensure you are not overcharged, we recommend requesting a prompt-pay discount if you choose to pay cash, as hospitals often offer reductions of 20% to 50% for upfront payments to bypass costly claims processing. Additionally, always verify your specific plan's allowed amount before scheduling, as assuming that an in-network facility charges the lowest possible rate can lead to unexpected costs if the contract terms differ from your expectations. Since this facility is a Critical Access Hospital with government ownership, you may also want to inquire about any self-pay or prompt-pay programs directly with the billing department to secure the most favorable rate available.