Blood test, thyroid (TSH)
Facility: Neosho Memorial Regional Medical Center
Billing Code: 84443 (CPT)
- CPT Billing Code: 84443
- Insurance Median: $49
- Cash Discount Price: $115
- vs. Medicare Baseline: 2.92x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 292% of the Medicare baseline (a markup of 192%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $16 | 95% |
| Tricare | $47 | 280% |
| Humana | $49 | 292% |
| Va_Ccn | $49 | 292% |
| Medadv_Uhc | $49 | 292% |
| Medicare (plans) | $49 | 292% |
| Blue Cross Blue Shield | $49 | 292% |
| Aetna | $49 | 292% |
| Medadv_Allwell | $49 | 292% |
| Ambetter / Centene | $51 | 304% |
| United | $127 | 756% |
| Wppa_Providrscare | $127 | 756% |
| Hpk | $145 | 863% |
| Cigna | $145 | 863% |
| Coventry | $145 | 863% |
Consumer Guidance & Cost Commentary
For this thyroid blood test (CPT 84443) at Neosho Memorial Regional Medical Center in Chanute, KS, the facility's cash price is $115.00, which is lower than the state average of $153.00. While many commercial payers have negotiated rates averaging $49.00, these amounts often exceed the cash price, meaning patients with high-deductible plans might save money by paying the cash rate directly. It is important to note that commercial negotiated rates frequently include administrative overhead and can be significantly higher than the actual cost of care, so comparing the cash price to the state average provides a clearer picture of fair value.
Patients should be aware that while the No Surprises Act protects against balance billing for out-of-network services at in-network facilities, it does not automatically eliminate all potential costs if ancillary services are billed separately. To ensure you receive the most accurate pricing, always request an itemized bill before paying, as summary invoices can hide unbundled charges or services not rendered. Additionally, since this facility offers a prompt-pay discount for upfront payment, you may be eligible for further reduction if you pay in full within 30 days, effectively bypassing the administrative costs associated with insurance claims processing.