CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Whitesburg Arh Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$252

about 1.0× the $244 Medicare rate · typically $146–$412

modeled estimate · not a bill or quote

What this hospital charges insurers

$128

Below the fair price — a good deal

about $124 under the fair price · 0.5× Medicare

Medicare pays $244 Fair price $252 This hospital $128 Cash price $3,377 Hospital's list price $5,629

How we calculate the fair BaseRate →

How this hospital compares to other KY hospitals

One of the lower prices — 7 of 8 other KY hospitals charge more for the same procedure.

Cheapest $117 Priciest $196

Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $252 (about 1.0× the $244 Medicare rate). Whitesburg Arh Hospital charges insurers about $128, or about $3,377 in cash — below the fair price — a good deal. Located in Whitesburg, KY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$67 - $4,301	27%
Blue Cross Blue Shieldmajor	$128 - $1,632	53%
Aetnamajor	$67 - $5,235	27%
Humanamajor	$128 - $1,681	53%
Molina	$919	377%
WellCare	$67 - $1,407	27%
+ 1 smaller / regional plan	$67 - $3,377

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,377), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Whitesburg Arh Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Whitesburg Arh Hospital

Compare: MRI, lower back (no contrast) at other KY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.