CMS Price Transparency Data

Blood test, sodium

Facility: Uofl Health - Shelbyville Hospital

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84295
Insurance Median: $25
Cash Discount Price: $21
vs. Medicare Baseline: 5.20x Medicare

The contracted insurance negotiated median rate for a Blood test, sodium at Uofl Health - Shelbyville Hospital is $25. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $21. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 5.20x the Medicare baseline. Located in 727 Hospital Drive, Shelbyville, KY.

Cash / Self-Pay

$21

Average discount available for prompt cash payment at this facility.

Insurance Median

$25

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)

Cash / Self-Pay: $21 (437%)

Insurance Median: $25 (520%)

Cash: $21 (437% of Medicare)

Ins. Median: $25 (520% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 520% of the Medicare baseline (a markup of 420%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$4 - $31	83%
Humana	$4 - $12	83%
Aetna	$5 - $12	104%
Communicare	$5	104%
Devoted	$5	104%
Essence Health	$5	104%
Passport	$5 - $36	104%
Senior Care Communty Of Ky	$5	104%
Signature	$5 - $36	104%
UnitedHealthcare	$5 - $34	104%
Va Ccn	$5	104%
Wellcare	$5 - $12	104%
Key Benefit Administrators	$6	125%
Velocity	$6 - $71	125%
Cigna	$8	166%
Prime Group Health	$15 - $61	312%
Encore	$25 - $43	520%
Multiplan	$27 - $65	561%
Omca	$39 - $68	811%
Corvel	$41 - $72	852%
Cshn	$41 - $72	852%
Health Smart	$41 - $72	852%
National Comp Care	$41 - $72	852%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $21.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84295.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Uofl Health - Shelbyville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84295.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.