CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Uofl Health - Shelbyville Hospital

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 81001
Insurance Median: $24
Cash Discount Price: $53
vs. Medicare Baseline: 7.57x Medicare

The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Uofl Health - Shelbyville Hospital is $24. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $53. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 7.57x the Medicare baseline. Located in 727 Hospital Drive, Shelbyville, KY.

Cash / Self-Pay

$53

Average discount available for prompt cash payment at this facility.

Insurance Median

$24

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)

Cash / Self-Pay: $53 (1672%)

Insurance Median: $24 (757%)

Cash: $53 (1672% of Medicare)

Ins. Median: $24 (757% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 757% of the Medicare baseline (a markup of 657%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$3 - $23	95%
Blue Cross Blue Shield	$3 - $60	95%
Communicare	$3	95%
Devoted	$3	95%
Essence Health	$3	95%
Humana	$3 - $23	95%
Passport	$3 - $70	95%
Senior Care Communty Of Ky	$3	95%
Signature	$3 - $70	95%
UnitedHealthcare	$3 - $66	95%
Va Ccn	$3	95%
Wellcare	$3 - $22	95%
Key Benefit Administrators	$4	126%
Velocity	$4 - $136	126%
Cigna	$5	158%
Prime Group Health	$49 - $118	1546%
Encore	$83	2618%
Multiplan	$92 - $125	2902%
Omca	$132	4164%
Corvel	$139	4385%
Cshn	$139	4385%
Health Smart	$139	4385%
National Comp Care	$139	4385%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $53.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 81001.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Uofl Health - Shelbyville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 81001.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.