CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $367
Cash Discount Price: $551
vs. Medicare Baseline: 4.13x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital is $367. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $551. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.13x the Medicare baseline. Located in 200 Abraham Flexner Way, Louisville, KY.

Cash / Self-Pay

$551

Average discount available for prompt cash payment at this facility.

Insurance Median

$367

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $551 (620%)

Insurance Median: $367 (413%)

Cash: $551 (620% of Medicare)

Ins. Median: $367 (413% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 413% of the Medicare baseline (a markup of 313%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$66 - $527	74%
Humana	$76 - $232	85%
Senior Care Community Of Ky	$80	90%
Cigna	$83	93%
Essence Health	$83	93%
Passport	$83 - $612	93%
Signature	$83 - $85	93%
Va Ccn	$83	93%
Devoted	$84 - $367	94%
Communicare	$87	98%
Communicare Med Adv Fy	$87	98%
Velocity	$99 - $1,200	111%
Key Benefit Administrators	$107	120%
Wellcare	$111 - $220	125%
UnitedHealthcare	$220 - $584	247%
Aetna	$232	261%
Prime Group Health	$435 - $1,040	489%
Encore	$734	826%
Multiplan	$808 - $1,102	909%
Omca	$1,163	1308%
Corvel	$1,224	1377%
Cshn	$1,224	1377%
Health Smart	$1,224	1377%
National Comp Care	$1,224	1377%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $551.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.