Sleep study (overnight, in lab)
Facility: St Elizabeth Florence
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $920 compared to the $1,119 fair price benchmark.
3-Star CMS clinical quality rating paired with 0.82× fair market pricing.
Highest price of the 9 KY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Sleep study (overnight, in lab) is about $1,119 (about 1.3× the $877 Medicare rate). St Elizabeth Florence charges insurers about $920, or about $4,085 in cash — below the fair price — a good deal. Located in Florence, KY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $868 | 99% |
| Blue Cross Blue Shieldmajor | $851 | 97% |
| Ambetter (Centene) | $1,703 | 194% |
| Devoted Health | $894 | 102% |
| WellCare | $920 | 105% |
| + 1 smaller / regional plan | $1,890 - $2,103 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Elizabeth Florence
Compare: Sleep study (overnight, in lab) at other KY hospitals
- Baptist Health Deaconess Madisonville · Madisonville $435
- T J Samson Community Hospital · Glasgow $498
- Whitesburg Arh Hospital · Whitesburg $540
- Deaconess Henderson Hospital · Henderson $541
- Three Rivers Medical Center · Louisa $542
- Breckinridge Memorial Hospital · Hardinsburg $542
- Tug Valley Arh Regional Medical Center · South Williamson $588
- Crittenden Community Hospital · Marion $622
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Elizabeth Florence (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,483
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,483).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
St Elizabeth Florence's published 45 CFR § 180 self-pay cash rate is $4,085 (vs. $920 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,119 Fair BaseRate ($877 Medicare)
Your bill ($4,085) is $2,966 above the denoised Fair BaseRate ($1,119) and 4.7× the $877 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.