Bunion correction surgery
Facility: Deaconess Henderson Hospital
Billing Code: 28296 (CPT)
- CPT Billing Code: 28296
- Insurance Median: $1,277
- Cash Discount Price: $933
- vs. Medicare Baseline: 0.38x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $419 - $2,843 | 13% |
| Wellcare Il | $419 - $2,843 | 13% |
| Aetna | $469 - $2,843 | 14% |
| Humana | $469 - $2,843 | 14% |
| Medicare (plans) | $469 - $2,843 | 14% |
| Mhs Mco | $469 - $2,843 | 14% |
| Molina Healthcare Of Ky | $469 - $2,843 | 14% |
| Molina Healthcare Of Ky - Exchange | $469 - $2,843 | 14% |
| Mytru Advantage | $469 - $2,843 | 14% |
| Umwa | $469 - $2,843 | 14% |
| UnitedHealthcare | $469 - $8,979 | 14% |
| Wellcare Ky | $469 - $3,411 | 14% |
| Medicaid / KanCare | $515 - $811 | 15% |
| Caresource In Marketplace | $610 - $4,264 | 18% |
| Wellcare Ky Commercial Exchange | $610 - $5,828 | 18% |
| Alliance Coal | $647 - $4,264 | 19% |
| Center Care Narrow | $750 | 22% |
| Center Care Open Access | $750 | 22% |
| Noncontracted | $750 - $4,548 | 22% |
| Caresource In | $811 | 24% |
| Ky Racing Health & Welfare Fund | $933 | 28% |
| Self-Pay | $933 | 28% |
| Encircle/Encore Combined | $1,277 | 38% |
| Encircle/Encore Prime | $1,277 | 38% |
| Cigna | $1,600 | 48% |
| Claimdoc | $1,600 - $6,823 | 48% |
| Hopetrust | $1,600 - $6,823 | 48% |
| Hstechnology | $1,600 - $6,823 | 48% |
| Amish And Mennonite Of Western Ky | $1,734 - $4,264 | 52% |
| First Health Network (Coventry) | $1,796 | 54% |
| Healthlink | $1,796 | 54% |
| Iu Health Plans | $1,796 | 54% |
| Phcs/Multiplan | $1,796 | 54% |
| Sagamore | $1,796 | 54% |
| Coventry National Network | $2,134 | 64% |
| Webster County Detention Center | $2,134 | 64% |
| Henderson County Detention Center | $2,400 | 72% |