CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Saint Joseph Mount Sterling

Billing Code: 72131 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$374

about 3.5× the $107 Medicare rate · typically $123–$589

modeled estimate · not a bill or quote

What this hospital charges insurers

$588

Above the fair price

about $214 over the fair price · 5.5× Medicare

Medicare pays $107 Fair price $374 This hospital $588 Cash price $918 Hospital's list price $2,505

How we calculate the fair BaseRate →

How this hospital compares to other KY hospitals

Highest price of the 9 KY hospitals we have prices for — worth calling around.

Cheapest $56 Priciest $588

Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.

A fair price for a CT scan, lower back (lumbar spine) is about $374 (about 3.5× the $107 Medicare rate). Saint Joseph Mount Sterling charges insurers about $588, or about $918 in cash — above the fair price. Located in Mount Sterling, KY.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $374. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$102 - $827	95%
Blue Cross Blue Shieldmajor	$100 - $873	94%
Aetnamajor	$103 - $1,678	96%
Humanamajor	$100 - $1,077	94%
CareSource	$200	187%
Molina	$105 - $588	98%
WellCare	$100 - $524	94%

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 918), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72131.

Insurance Before you use insurance

Call your insurance company to confirm Saint Joseph Mount Sterling is in-network.
Ask your insurer whether prior approval is required for CPT code 72131.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saint Joseph Mount Sterling

Compare: CT scan, lower back (lumbar spine) at other KY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.