CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Taylor Regional Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,375
Cash Discount Price: $3,492
vs. Medicare Baseline: 1.57x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Taylor Regional Hospital is $1,375. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,492. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.57x the Medicare baseline. Located in 1700 Old Lebanon Road, Campbellsville, KY.

Cash / Self-Pay

$3,492

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,375

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $3,492 (398%)

Insurance Median: $1,375 (157%)

Cash: $3,492 (398% of Medicare)

Ins. Median: $1,375 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$542 - $4,679	62%
Humana	$542 - $5,261	62%
Medicaid / KanCare	$553 - $1,676	63%
UnitedHealthcare	$553 - $3,457	63%
Blue Cross Blue Shield	$570 - $7,194	65%
Medicare (plans)	$806	92%
Caresource Mcr Adv-All Plans	$1,354	154%
Cigna	$3,143	358%
Coventry-First Health-All Other Plans	$5,028	573%
Siho Network-All Plans	$5,238	597%
Multiplan-All Plans	$5,797	661%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,492.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Taylor Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.