CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Frankfort Regional Medical Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $63
Cash Discount Price: $380
vs. Medicare Baseline: 4.62x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Frankfort Regional Medical Center is $63. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $380. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 4.62x the Medicare baseline. Located in 299 Kings Daughters Drive, Frankfort, KY.

Cash / Self-Pay

$380

Average discount available for prompt cash payment at this facility.

Insurance Median

$63

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $380 (2788%)

Insurance Median: $63 (462%)

Cash: $380 (2788% of Medicare)

Ins. Median: $63 (462% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 462% of the Medicare baseline (a markup of 362%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$12 - $14	88%
Humana	$13 - $109	95%
Aetna	$14	103%
Coventry Cares	$14	103%
Devoted Health	$14	103%
Horizon Pace	$14	103%
Molina	$14	103%
United	$14 - $178	103%
United Behavioral Health	$14	103%
United Va	$14	103%
Wellcare	$14 - $16	103%
Corvel	$59 - $63	433%
Prime Health	$59 - $63	433%
Signature Advantage	$69 - $75	506%
Cigna	$108 - $116	792%
Essence Healthcare	$165 - $178	1211%
Baptist Health Network	$197 - $213	1445%
Hospice Of Central Kentucky	$230 - $249	1687%
Occupational Mc Alliance	$293 - $316	2150%
Multiplan	$347 - $375	2546%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $380.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Frankfort Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.