CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Three Rivers Medical Center

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80061
  • Insurance Median: $198
  • Cash Discount Price: $140
  • vs. Medicare Baseline: 14.79x Medicare
The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Three Rivers Medical Center is $198. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 14.79x the Medicare baseline. Located in 2485 Highway 644, Louisa, KY.
Cash / Self-Pay
$140

Average discount available for prompt cash payment at this facility.

Insurance Median
$198

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)
Cash / Self-Pay: $140 (1046%)
Insurance Median: $198 (1479%)
Cash: $140 (1046% of Medicare)
Ins. Median: $198 (1479% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1479% of the Medicare baseline (a markup of 1379%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $10 - $233 75%
UnitedHealthcare $130 - $233 971%
Multiplan Primary Network-All Other Plans $140 1046%
Humana $156 - $233 1165%
Cigna $198 1479%
Multiplan Complementary Network $198 1479%
Aetna $210 - $221 1568%
Wellcare Mcaid-All Plans $244 1822%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 2485 Highway 644, Louisa, KY 41230
  • CMS Rating: ★★★☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals