CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: Three Rivers Medical Center

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $463
Cash Discount Price: $3,201
vs. Medicare Baseline: 1.90x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at Three Rivers Medical Center is $463. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,201. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.90x the Medicare baseline. Located in 2485 Highway 644, Louisa, KY.

Cash / Self-Pay

$3,201

Average discount available for prompt cash payment at this facility.

Insurance Median

$463

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $3,201 (1313%)

Insurance Median: $463 (190%)

Cash: $3,201 (1313% of Medicare)

Ins. Median: $463 (190% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$180 - $4,802	74%
Blue Cross Blue Shield	$189 - $500	78%
Humana	$189 - $3,575	78%
UnitedHealthcare	$189 - $2,972	78%
Wellcare Mcaid-All Plans	$198	81%
Multiplan Primary Network-All Other Plans	$3,201	1313%
Cigna	$4,535	1860%
Multiplan Complementary Network	$4,535	1860%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,201.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Three Rivers Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.