CMS Price Transparency Data

Blood antibody screen

Facility: University of Louisville Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $103
Cash Discount Price: $85
vs. Medicare Baseline: 1.93x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at University of Louisville Hospital is $103. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $85. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.93x the Medicare baseline. Located in 530 South Jackson Street, Louisville, KY.

Cash / Self-Pay

$85

Average discount available for prompt cash payment at this facility.

Insurance Median

$103

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $85 (160%)

Insurance Median: $103 (193%)

Cash: $85 (160% of Medicare)

Ins. Median: $103 (193% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $60	17%
Humana	$9 - $60	17%
Blue Cross Blue Shield	$10 - $356	19%
Passport	$10 - $178	19%
UnitedHealthcare	$10 - $170	19%
Senior Care Community Of Ky	$47	88%
Cigna	$50	94%
Essence Health	$50	94%
Va Ccn	$50	94%
Signature	$52 - $178	98%
Communicare	$53	100%
Devoted	$53 - $107	100%
Wellcare	$58 - $66	109%
Velocity	$59 - $349	111%
Key Benefit Administrators	$65	122%
Prime Group Health	$98 - $303	184%
Cshn	$231 - $356	434%
Multiplan	$235 - $320	441%
Encore	$249	468%
Health Smart	$267	502%
Omca	$338	635%
Corvel	$356	669%
National Comp Care	$356	669%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $85.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Louisville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.