CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: University of Louisville Hospital

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $175
Cash Discount Price: $146
vs. Medicare Baseline: 13.07x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at University of Louisville Hospital is $175. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $146. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 13.07x the Medicare baseline. Located in 530 South Jackson Street, Louisville, KY.

Cash / Self-Pay

$146

Average discount available for prompt cash payment at this facility.

Insurance Median

$175

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $146 (1090%)

Insurance Median: $175 (1307%)

Cash: $146 (1090% of Medicare)

Ins. Median: $175 (1307% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1307% of the Medicare baseline (a markup of 1207%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$10 - $609	75%
Aetna	$13 - $103	97%
Essence Health	$13	97%
Humana	$13 - $103	97%
Senior Care Community Of Ky	$13	97%
UnitedHealthcare	$13 - $290	97%
Va Ccn	$13	97%
Communicare	$14	105%
Devoted	$14 - $183	105%
Passport	$14 - $304	105%
Signature	$14 - $304	105%
Wellcare	$16 - $19	119%
Key Benefit Administrators	$17	127%
Velocity	$17 - $597	127%
Cigna	$22	164%
Prime Group Health	$168 - $518	1255%
Cshn	$396 - $609	2957%
Multiplan	$402 - $548	3002%
Encore	$426	3181%
Health Smart	$457	3413%
Omca	$579	4324%
Corvel	$609	4548%
National Comp Care	$609	4548%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $146.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Louisville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.