CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: University of Louisville Hospital

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $58
Cash Discount Price: $49
vs. Medicare Baseline: 9.65x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at University of Louisville Hospital is $58. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $49. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 9.65x the Medicare baseline. Located in 530 South Jackson Street, Louisville, KY.

Cash / Self-Pay

$49

Average discount available for prompt cash payment at this facility.

Insurance Median

$58

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $49 (815%)

Insurance Median: $58 (965%)

Cash: $49 (815% of Medicare)

Ins. Median: $58 (965% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 965% of the Medicare baseline (a markup of 865%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$5 - $203	83%
Aetna	$6 - $34	100%
Communicare	$6	100%
Devoted	$6 - $61	100%
Essence Health	$6	100%
Humana	$6 - $34	100%
Passport	$6 - $102	100%
Senior Care Community Of Ky	$6	100%
Signature	$6 - $102	100%
UnitedHealthcare	$6 - $97	100%
Va Ccn	$6	100%
Wellcare	$7 - $8	116%
Key Benefit Administrators	$8	133%
Velocity	$8 - $199	133%
Cigna	$10	166%
Prime Group Health	$56 - $173	932%
Cshn	$132 - $203	2196%
Multiplan	$134 - $183	2230%
Encore	$142	2363%
Health Smart	$152	2529%
Omca	$193	3211%
Corvel	$203	3378%
National Comp Care	$203	3378%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $49.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Louisville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.