CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: University of Louisville Hospital

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $1,022
Cash Discount Price: $613
vs. Medicare Baseline: 5.70x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at University of Louisville Hospital is $1,022. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $613. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 5.70x the Medicare baseline. Located in 530 South Jackson Street, Louisville, KY.

Cash / Self-Pay

$613

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,022

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $613 (342%)

Insurance Median: $1,022 (570%)

Cash: $613 (342% of Medicare)

Ins. Median: $1,022 (570% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 570% of the Medicare baseline (a markup of 470%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$100 - $2,556	56%
Humana	$153 - $430	85%
Senior Care Community Of Ky	$161	90%
Cigna	$167	93%
Essence Health	$167	93%
Va Ccn	$167	93%
Signature	$172 - $1,278	96%
Communicare	$175	98%
Devoted	$175 - $767	98%
Passport	$175 - $1,278	98%
Wellcare	$194 - $225	108%
Velocity	$201 - $2,505	112%
Key Benefit Administrators	$217	121%
Aetna	$430	240%
UnitedHealthcare	$430 - $1,219	240%
Prime Group Health	$706 - $2,173	394%
Cshn	$1,661 - $2,556	927%
Multiplan	$1,687 - $2,300	941%
Encore	$1,789	998%
Health Smart	$1,917	1070%
Omca	$2,428	1355%
Corvel	$2,556	1426%
National Comp Care	$2,556	1426%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $613.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Louisville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.