CMS Price Transparency Data

Inguinal hernia repair

Facility: University of Louisville Hospital

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,287

about 0.9× the $3,658 Medicare rate · typically $2,453–$3,457

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,474

About the fair price

about $187 over the fair price · 0.9× Medicare

Medicare pays $3,658 Fair price $3,287 This hospital $3,474

How we calculate the fair BaseRate →

How this hospital compares to other KY hospitals

Highest price of the 9 KY hospitals we have prices for — worth calling around.

Cheapest $476 Priciest $3,474

Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $3,287 (about 0.9× the $3,658 Medicare rate). University of Louisville Hospital charges insurers about $3,474 — about the fair price. Located in Louisville, KY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,853	105%
Blue Cross Blue Shieldmajor	$602 - $5,429	16%
Cignamajor	$3,308	90%
Humanamajor	$2,878 - $3,308	79%
Devoted Health	$3,474	95%
UniCare	$3,474	95%
WellCare	$3,838 - $4,241	105%
+ 6 smaller / regional plans	$3,029 - $5,452

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm University of Louisville Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Louisville Hospital

Compare: Inguinal hernia repair at other KY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.