CMS Price Transparency Data

Blood antibody screen

Facility: Tj Health Columbia

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $47
Cash Discount Price: $82
vs. Medicare Baseline: 0.88x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Tj Health Columbia is $47. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $82. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.88x the Medicare baseline. Located in 901 Westlake Drive, Columbia, KY.

Cash / Self-Pay

$82

Average discount available for prompt cash payment at this facility.

Insurance Median

$47

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $82 (154%)

Insurance Median: $47 (88%)

Cash: $82 (154% of Medicare)

Ins. Median: $47 (88% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$7 - $126	13%
Devoted Mcr Adv - All Plans	$10	19%
Humana	$10 - $47	19%
Molina Mcr Adv	$10	19%
Signature Advantage - All Plans	$10	19%
Caresource - All Plans	$12	23%
Molina Marketplace - All Other Plans	$15	28%
Aetna	$47	88%
Molina Mcaid	$49	92%
UnitedHealthcare	$62 - $63	116%
Center Care Select - All Plans	$69	130%
Phcs/Multiplan - All Plans	$118	222%
First Health - All Plans	$119 - $120	224%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $82.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Tj Health Columbia is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.