CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Trigg County Hospital

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $1,109
Cash Discount Price: $1,431
vs. Medicare Baseline: 0.47x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Trigg County Hospital is $1,109. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,431. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.47x the Medicare baseline. Located in 254 Main Street, Cadiz, KY.

Cash / Self-Pay

$1,431

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,109

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Cash / Self-Pay: $1,431 (61%)

Insurance Median: $1,109 (47%)

Cash: $1,431 (61% of Medicare)

Ins. Median: $1,109 (47% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,017 - $2,388	43%
Humana	$1,017	43%
Medicare (plans)	$1,017	43%
UnitedHealthcare	$1,037 - $1,671	44%
Aetna	$1,109 - $3,399	47%
Ambetter / Centene	$1,795	76%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,431.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trigg County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.