Physical therapy (manual therapy)
Facility: McDowell Arh Hospital
Billing Code: 97140 (CPT)
This hospital's typical commercial price is $41 compared to the $39 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 KY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Physical therapy (manual therapy) is about $39 (about 1.4× the $28 Medicare rate). McDowell Arh Hospital charges insurers about $41, or about $208 in cash — about the fair price. Located in Mc Dowell, KY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $59 - $258 | 213% |
| Blue Cross Blue Shieldmajor | $41 - $59 | 148% |
| Aetnamajor | $59 - $305 | 213% |
| Humanamajor | $59 | 213% |
| Molina | $60 | 216% |
| WellCare | $59 - $60 | 213% |
| + 1 smaller / regional plan | $226 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at McDowell Arh Hospital
Compare: Physical therapy (manual therapy) at other KY hospitals
- Three Rivers Medical Center · Louisa $14
- Breckinridge Memorial Hospital · Hardinsburg $14
- Kentucky River Medical Center · Jackson $14
- Monroe County Medical Center · Tompkinsville $20
- Crittenden Community Hospital · Marion $24
- King's Daughters' Medical Center · Ashland $25
- Deaconess Henderson Hospital · Henderson $25
- Baptist Health Deaconess Madisonville · Madisonville $25
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at McDowell Arh Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $126
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $126).
Self-Pay Cash Rate ($208) Beats Your Bill
McDowell Arh Hospital's published 45 CFR § 180 self-pay cash rate is $208 (vs. $41 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $39 Fair BaseRate ($28 Medicare)
Your bill ($347) is $308 above the denoised Fair BaseRate ($39) and 12.4× the $28 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.