CHI Saint Joseph Berea Nf
305 Estill Street, Berea, KY 40403 · 109 Priced Procedures · 81% Patient Recommendation
Typical commercial prices here are +123% above the fair benchmark (2.23×) even after accounting for local nurse/doctor wages and patient complexity.
5-Star CMS clinical quality rating paired with 2.23× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
CHI Saint Joseph Berea Nf prices routine shoppable procedures at 3.1× Medicare (median 2.12× Fair BaseRate) while upper-quartile commercial rates jump +38% to 2.92× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.29× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 89% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 81% patient recommendation (81/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (53.1% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
- Commercial insurance median sits at 2.12× Fair BaseRate (3.1× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.92×) jump +38% above the median procedure ratio (Q50 2.12×)
- Consolidated metro market (HHI 4,815) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at CHI Saint Joseph Berea Nf
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 109 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $32,013 | 1.0× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $20,354 | 1.1× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $19,559 | 1.0× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $18,768 | 1.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $8,095 | 1.0× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $4,547 | 0.7× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $4,162 | unverified |
| Inguinal hernia repair CPT Code: 49505 | $4,162 | unverified |
| Bunion correction surgery CPT Code: 28296 | $3,669 | 1.1× |
| Breast lump removal CPT Code: 19120 | $3,669 | 0.9× |
| Rabies immune globulin HCPCS Code: 90375 | $3,634 | 11.3× |
| Cataract surgery with lens implant CPT Code: 66984 | $3,464 | 1.4× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $2,960 | unverified |
| Colonoscopy (diagnostic) CPT Code: 45378 | $2,368 | 2.4× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,866 | 3.7× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,550 | 1.2× |
| MRI, brain (no contrast) CPT Code: 70551 | $1,520 | 4.4× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $1,501 | 2.6× |
| Upper endoscopy with biopsy CPT Code: 43239 | $1,273 | 1.3× |
| MRI, knee or other leg joint CPT Code: 73721 | $1,202 | 3.3× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,096 | 3.6× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,109 | 2.5× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $1,005 | 3.9× |
| CT scan, sinuses CPT Code: 70486 | $991 | unverified |
| CT scan, head (with contrast) CPT Code: 70460 | $928 | 3.8× |
Audit a Bill or Quote at CHI Saint Joseph Berea Nf (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $40,797
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (53.1% of gross = $40,797).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask CHI Saint Joseph Berea Nf's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($76,831) is $46,056 above the denoised Fair BaseRate ($30,775) and 3.3× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (53.1% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (116 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for CHI Saint Joseph Berea Nf.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.