CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Ochsner University Hospital and Clinics

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $305
Cash Discount Price: $475
vs. Medicare Baseline: 2.86x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Ochsner University Hospital and Clinics is $305. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $475. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.86x the Medicare baseline. Located in 2390 West Congress, Lafayette, LA.

Cash / Self-Pay

$475

Average discount available for prompt cash payment at this facility.

Insurance Median

$305

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $475 (445%)

Insurance Median: $305 (286%)

Cash: $475 (445% of Medicare)

Ins. Median: $305 (286% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 286% of the Medicare baseline (a markup of 186%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$97 - $885	91%
Blue Cross Blue Shield	$97 - $494	91%
Healthy Blue Dual Advantage (Hmo-D-Snp)	$97	91%
Medicare (plans)	$97	91%
Ochsner Health Plan	$97	91%
Tricare	$97	91%
UnitedHealthcare	$97 - $364	91%
American Health Advantage Of Louisiana (Formerly Dignity Health Plan)	$100	94%
Wellcare Of Louisiana	$101	95%
Zelis	$246	230%
Amerihealth Caritas Louisiana (Healthy Louisiana)	$364	341%
Healthy Blue (Healthy Louisiana)	$364	341%
Humana	$364	341%
Louisiana Healthcare Connections (Healthy Louisiana)	$364	341%
Cigna	$537	503%
Verity Commercial And First Choice Network	$639	598%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $475.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner University Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.