CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Ochsner University Hospital and Clinics

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $48
Cash Discount Price: $42
vs. Medicare Baseline: 1.48x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Ochsner University Hospital and Clinics is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $42. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.48x the Medicare baseline. Located in 2390 West Congress, Lafayette, LA.

Cash / Self-Pay

$42

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $42 (130%)

Insurance Median: $48 (148%)

Cash: $42 (130% of Medicare)

Ins. Median: $48 (148% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$27 - $102	83%
Amerihealth Caritas Louisiana (Healthy Louisiana)	$27	83%
Healthy Blue (Healthy Louisiana)	$27	83%
Humana	$27	83%
Louisiana Healthcare Connections (Healthy Louisiana)	$27	83%
UnitedHealthcare	$27 - $627	83%
Blue Cross Blue Shield	$30 - $68	93%
Healthy Blue Dual Advantage (Hmo-D-Snp)	$30 - $68	93%
Medicare (plans)	$30	93%
Ochsner Health Plan	$30 - $68	93%
American Health Advantage Of Louisiana (Formerly Dignity Health Plan)	$31	96%
Tricare	$31	96%
Wellcare Of Louisiana	$31 - $68	96%
Verity Commercial And First Choice Network	$48 - $65	148%
Zelis	$69 - $96	213%
Cigna	$194	599%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $42.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner University Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.