CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Ochsner LSU Health Monroe

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $829
Cash Discount Price: $244
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Ochsner LSU Health Monroe is $829. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $244. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.87x the Medicare baseline. Located in 4864 Jackson Street, Monroe, LA.

Cash / Self-Pay

$244

Average discount available for prompt cash payment at this facility.

Insurance Median

$829

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $244 (26%)

Insurance Median: $829 (87%)

Cash: $244 (26% of Medicare)

Ins. Median: $829 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Verity Health Network – Lsu First Choice	$445	47%
Aetna	$481 - $1,524	51%
Amerihealth Caritas Louisiana (Healthy Louisiana)	$481	51%
Healthy Blue (Formerly Amerigroup Louisiana Inc.)	$481	51%
Humana	$481 - $829	51%
Louisiana Healthcare Connections (Healthy Louisiana)	$481	51%
UnitedHealthcare	$481 - $978	51%
Usa Managed Care Network	$794	84%
(Healthy Louisiana) And Healthy Blue Dual Advantage (Hmo-D-Snp)	$829	87%
Blue Cross Blue Shield	$829 - $1,212	87%
Medicare (plans)	$829	87%
Cigna	$1,162	122%
Multiplan/Phcs/American Lifecare	$1,205	127%
Vantage Health Plan - Commercial	$1,367	144%
Zelis	$1,459	154%
First Health Network	$1,524	160%
Healthcomp Ppo (Formerly Gilsbar 360	$2,072	218%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $244.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner LSU Health Monroe is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.