CMS Price Transparency Data

Speech therapy (group session)

Facility: North Oaks Medical Center

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $22
Cash Discount Price: $52
vs. Medicare Baseline: 0.91x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at North Oaks Medical Center is $22. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 0.91x the Medicare baseline. Located in 15790 Paul Vega Md Drive, Hammond, LA.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$22

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $52 (216%)

Insurance Median: $22 (91%)

Cash: $52 (216% of Medicare)

Ins. Median: $22 (91% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$21 - $22	87%
Aetna	$22 - $110	91%
Allwell	$22	91%
Blue Advantage	$22	91%
Champva	$22	91%
Healthy Blue Dual Advantage	$22	91%
Humana	$22	91%
Peoples Health	$22	91%
Tricare	$22	91%
Vantage 65	$22	91%
Veterans Administration	$22	91%
Wellcare	$22	91%
Blue Cross Blue Shield	$51 - $52	212%
Verity Healthnet	$84	349%
Ppoplus Llc	$90	374%
Cigna	$102	424%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Oaks Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.