CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Lake Charles Memorial Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $106
Cash Discount Price: $106
vs. Medicare Baseline: 0.78x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Lake Charles Memorial Hospital is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $106. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.78x the Medicare baseline. Located in 1701 Oak Park Blvd, Lake Charles, LA.

Cash / Self-Pay

$106

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $106 (78%)

Insurance Median: $106 (78%)

Cash: $106 (78% of Medicare)

Ins. Median: $106 (78% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$30 - $169	22%
Medicaid / KanCare	$57 - $169	42%
United_Healthcare	$64 - $90	47%
United_Healthcare_Behavorial_Health	$66 - $165	49%
Meritain	$76 - $106	56%
Coushatta_Tribe_Dept_Of_Health	$77 - $118	57%
Phcs	$77 - $165	57%
Ppo_Plus_	$77 - $142	57%
Humana	$78 - $142	58%
Blue_Cross_Blue_Shield_La	$79	58%
First_Health	$80 - $189	59%
Verity	$81 - $113	60%
Cigna	$86 - $177	63%
Lwcc	$105 - $181	77%
Veterans_Choice-Triwest	$105 - $236	77%
Workers_Compensation	$151 - $212	111%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lake Charles Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.