Hospital observation (per hour)
Facility: St Charles Parish Hospital
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $71 compared to the $56 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 LA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 LA hospitals with a price for this procedure. Full list below.
A fair price for a Hospital observation (per hour) is about $56. St Charles Parish Hospital charges insurers about $71, or about $42 in cash — above the fair price. Located in Luling, LA.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $56. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $71 - $2,579 | — |
| Blue Cross Blue Shieldmajor | $34 - $39 | — |
| Aetnamajor | $73 - $133 | — |
| Cignamajor | $2,001 | — |
| Humanamajor | $71 | — |
| AmeriHealth | $71 | — |
| + 3 smaller / regional plans | $71 - $121 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Charles Parish Hospital
Compare: Hospital observation (per hour) at other LA hospitals
- Acadia General Hospital · Crowley $9
- Ochsner St Anne General Hospital · Raceland $9
- Ochsner Lafayette General Medical Center · Lafayette $10
- Ochsner University Hospital and Clinics · Lafayette $13
- East Carroll Parish Hospital · Lake Providence $20
- St Bernard Parish Hospital · Chalmette $20
- Slidell Memorial Hospital · Slidell $21
- Cypress Pointe Surgical Hospital · Hammond $21
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Charles Parish Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $57
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $57).
Self-Pay Cash Rate ($42) Beats Your Bill
St Charles Parish Hospital's published 45 CFR § 180 self-pay cash rate is $42 (vs. $71 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $56 Fair BaseRate ($32 Medicare)
Your bill ($157) is $101 above the denoised Fair BaseRate ($56) and 4.9× the $32 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.