CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: St Charles Parish Hospital

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $27
Cash Discount Price: $41
vs. Medicare Baseline: 0.93x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at St Charles Parish Hospital is $27. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $41. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 0.93x the Medicare baseline. Located in 1057 Paul Maillard Road, Luling, LA.

Cash / Self-Pay

$41

Average discount available for prompt cash payment at this facility.

Insurance Median

$27

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $41 (141%)

Insurance Median: $27 (93%)

Cash: $41 (141% of Medicare)

Ins. Median: $27 (93% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$11 - $130	38%
Amerihealth Caritas Louisiana (Healthy Louisiana)	$11	38%
Healthy Blue (Healthy Louisiana)	$11	38%
Humana	$11 - $27	38%
Louisiana Healthcare Connections (Healthy Louisiana)	$11	38%
UnitedHealthcare	$11 - $153	38%
Medicaid / KanCare	$24	83%
Tricare	$25 - $26	86%
American Health Advantage Of Louisiana (Formerly Dignity Health Plan)	$27	93%
Blue Cross Blue Shield	$27 - $64	93%
Healthy Blue Dual Advantage (Hmo-D-Snp)	$27	93%
Medicare (plans)	$27	93%
Ochsner Health Plan	$27	93%
Zelis	$91	313%
Cigna	$113	389%
Galaxy Health Network Ppo	$113	389%
Galaxy Health Network Wc	$113	389%
Louisiana Workers' Compensation Corporation (Lwcc)	$113	389%
Healthcomp & Personify Health (Formerly Gilsbar)	$116	399%
Claritev D/B/A Multiplan/Phcs/American Life Care	$121	416%
First Health Network	$128	440%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $41.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Charles Parish Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.