CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Minden Medical Center

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $45
Cash Discount Price: $96
vs. Medicare Baseline: 5.32x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Minden Medical Center is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 5.32x the Medicare baseline. Located in No 1 Medical Plaza, Minden, LA.

Cash / Self-Pay

$96

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $96 (1135%)

Insurance Median: $45 (532%)

Cash: $96 (1135% of Medicare)

Ins. Median: $45 (532% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 532% of the Medicare baseline (a markup of 432%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$8 - $45	95%
Blue Cross Blue Shield	$8 - $320	95%
Commercial Insurance	$8 - $320	95%
Managed Care	$8 - $320	95%
Mcd Amerihealth	$8 - $45	95%
Mcd Healthy Blue	$8 - $45	95%
Mcd La Hlth Conn	$8 - $45	95%
Medicaid / KanCare	$8 - $45	95%
Medicare (plans)	$8	95%
Gulf South Employee	$9	106%
Humana	$9 - $50	106%
Mcd United Hc La	$9 - $46	106%
Industrial/Occ Health	$25	296%
Workers Comp	$25 - $320	296%
Private Pay	$96 - $320	1135%
Auto Liability	$320	3783%
Charity And Indigent	$320	3783%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $96.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Minden Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.