CMS Price Transparency Data

Family therapy session

Facility: Richardson Medical Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $158
Cash Discount Price: $199
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Richardson Medical Center is $158. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $199. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.87x the Medicare baseline. Located in 254 Highway 3048, Rayville, LA.

Cash / Self-Pay

$199

Average discount available for prompt cash payment at this facility.

Insurance Median

$158

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $199 (110%)

Insurance Median: $158 (87%)

Cash: $199 (110% of Medicare)

Ins. Median: $158 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$75 - $121	41%
Medicare (plans)	$101 - $158	56%
Peoples_Health_Network_Plan	$101 - $158	56%
Amerihealth_Plan	$121	67%
La_Healthcare_Connections_Plan	$121	67%
Uhc_Plan	$121	67%
Gilsbar_Ppo_Plan	$138 - $240	76%
Humana	$147 - $225	81%
Blue Cross Blue Shield	$150 - $158	83%
Vantage_Plan	$158	87%
Cigna	$165	91%
Coventry_Aso_Plan	$225	124%
Ppo_Plus_Plan	$225	124%
Vantage_Metal_Plan	$237	131%
Aetna	$240	132%
Multiplan_Plan	$240	132%
Ppo_Plus_Employees_Plan	$240	132%
Verity_Plan	$240	132%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $199.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Richardson Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.