CMS Price Transparency Data

Inguinal hernia repair

Facility: Leonard J Chabert Medical Center

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $3,240
Cash Discount Price: $2,269
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Leonard J Chabert Medical Center is $3,240. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,269. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.89x the Medicare baseline. Located in 1978 Industrial Blvd, Houma, LA.

Cash / Self-Pay

$2,269

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,240

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $2,269 (62%)

Insurance Median: $3,240 (89%)

Cash: $2,269 (62% of Medicare)

Ins. Median: $3,240 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthy Blue (Healthy Louisiana)	$680	19%
Humana	$680	19%
Louisiana Healthcare Connections (Healthy Louisiana)	$680	19%
UnitedHealthcare	$680 - $8,074	19%
Aetna	$700 - $3,240	19%
Amerihealth Caritas Louisiana (Healthy Louisiana)	$700	19%
Tricare	$1,270 - $1,341	35%
Medicaid / KanCare	$2,563	70%
American Health Advantage Of Louisiana (Formerly Dignity Health Plan)	$3,240	89%
Blue Cross Blue Shield	$3,240 - $7,934	89%
Healthy Blue Dual Advantage (Hmo-D-Snp)	$3,240	89%
Medicare (plans)	$3,240	89%
Ochsner Health Plan	$3,240	89%
Zelis	$8,752	239%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,269.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Leonard J Chabert Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.