CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Bienville Medical Center

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $33
Cash Discount Price: $36
vs. Medicare Baseline: 8.35x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Bienville Medical Center is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $36. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 8.35x the Medicare baseline. Located in 1175 Pine Street, Arcadia, LA.

Cash / Self-Pay

$36

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $36 (911%)

Insurance Median: $33 (835%)

Cash: $36 (911% of Medicare)

Ins. Median: $33 (835% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 835% of the Medicare baseline (a markup of 735%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $60	101%
Ambetter / Centene	$4 - $33	101%
Humana	$4 - $39	101%
Mcr American Hlth Adv	$4 - $33	101%
Medicaid / KanCare	$4	101%
Medicare (plans)	$4 - $33	101%
Misc Mgd Care	$4 - $60	101%
Mmc Blue Advantage	$4 - $33	101%
Mmc Misc	$4 - $33	101%
Mmd Amerihealth Caritas	$4	101%
Mmd Healthy Blue	$4	101%
Mmd La Hlth Conn	$4	101%
Mmd Misc	$4	101%
Peoples Health Mcr Adv	$4 - $33	101%
UnitedHealthcare	$4 - $33	101%
Va Health	$4 - $33	101%
Cashiering	$24 - $36	608%
Cigna	$30	759%
Blue Cross Blue Shield	$36	911%
Wc City Of Arcadia	$54	1367%
Wc House Of Raeford	$54	1367%
Wc Misc	$54	1367%
Wc Stonetrust	$54	1367%
Aarp	$60	1519%
Allegiance Health Managme	$60	1519%
Amfirst	$60	1519%
Apwu	$60	1519%
Liberty Mutual	$60	1519%
Misc Comm A-L	$60	1519%
Misc Comm M-Z	$60	1519%
Tricare	$60	1519%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $36.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bienville Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.