CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: UMass Memorial Healthalliance Hospitals

Billing Code: 90834 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$163

about 0.9× the $181 Medicare rate · typically $71–$208

modeled estimate · not a bill or quote

Medicare pays $181 Fair price $163 Cash price $630 Hospital's list price $630

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$214 - $630	118%
Blue Cross Blue Shieldmajor	$32 - $464	18%
Aetnamajor	$412	227%
Cignamajor	$30 - $597	17%
Harvard Pilgrim	$315	174%
Tufts Health Plan	$28	15%
+ 8 smaller / regional plans	$294 - $630

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 630), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90834.

Insurance Before you use insurance

Call your insurance company to confirm UMass Memorial Healthalliance Hospitals is in-network.
Ask your insurer whether prior approval is required for CPT code 90834.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at UMass Memorial Healthalliance Hospitals

Compare: Psychotherapy session (45 minutes) at other MA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.