CMS Price Transparency Data

X-ray, lower back

Facility: UMass Memorial Health - Harrington Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $268
Cash Discount Price: $1,050
vs. Medicare Baseline: 2.51x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at UMass Memorial Health - Harrington Hospital is $268. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,050. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.51x the Medicare baseline. Located in 100 South Street, Southbridge, MA.

Cash / Self-Pay

$1,050

Average discount available for prompt cash payment at this facility.

Insurance Median

$268

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,050 (983%)

Insurance Median: $268 (251%)

Cash: $1,050 (983% of Medicare)

Ins. Median: $268 (251% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 251% of the Medicare baseline (a markup of 151%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Workers Compensation [20501]	$46	43%
Aetna	$91 - $1,050	85%
Champva [11001]	$126	118%
Cigna	$127 - $811	119%
Institution [10406]	$127	119%
Mgb Mcr [10124]	$127	119%
Tufts Us Family [11203]	$127	119%
Blue Cross Blue Shield	$131 - $207	123%
Commonwealth Care Alliance [10103]	$133	125%
Fallon Mcr Supp [20202]	$133	125%
Fallon Mcr [10105]	$133	125%
Tufts Mcr [10112]	$133	125%
UnitedHealthcare	$133 - $1,050	125%
Senior Whole Health [10110]	$136	127%
Wellpoint [11112]	$163	153%
Tufts Connectorcare [10507]	$216	202%
Fallon Connectorcare [10503]	$262	245%
Harvard Pilgrim [10701]	$275 - $330	257%
Medicaid / KanCare	$546	511%
Hsno/Free Care [10801]	$681	638%
Hne [11108]	$683	639%
Tufts [11201]	$746	698%
First Health Network [11120]	$788	738%
Evernorth Behavioral Health [27]	$840	786%
Connecticare [11105]	$1,050	983%
Fallon Carelon Hlth [28]	$1,050	983%
Fallon Mcaid Carelon Hlth [29]	$1,050	983%
Grants [20507]	$1,050	983%
Masshealth Mcd Mbhp [38]	$1,050	983%
Wellsense Mcaid Carelon Hlth [21]	$1,050	983%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,050.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UMass Memorial Health - Harrington Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.