CMS Price Transparency Data

Blood test, vitamin D

Facility: Holyoke Medical Center

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $31
Cash Discount Price: $61
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Holyoke Medical Center is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $61. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 1.05x the Medicare baseline. Located in 575 Beech Street, Holyoke, MA.

Cash / Self-Pay

$61

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $61 (206%)

Insurance Median: $31 (105%)

Cash: $61 (206% of Medicare)

Ins. Median: $31 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bmchp	$26	88%
Fallon	$26 - $32	88%
Health New England	$26 - $39	88%
Aetna	$29 - $30	98%
Blue Cross Blue Shield	$29	98%
Tufts Health Plan	$29 - $58	98%
UnitedHealthcare	$29 - $50	98%
Commonwealth Care Alliance	$30	101%
Tufts Health Public Plans	$30 - $35	101%
Wellcare	$31	105%
Wellsense Sco	$31	105%
Senior Whole Health	$33	111%
Wellsense Direct Metals Silver	$33	111%
Cigna	$43	145%
Harvard Pilgrim	$50	169%
Gic Unicare	$60	203%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $61.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Holyoke Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.