CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Berkshire Medical Center

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $260
Cash Discount Price: $363
vs. Medicare Baseline: 1.43x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Berkshire Medical Center is $260. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $363. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.43x the Medicare baseline. Located in 725 North Street, Pittsfield, MA.

Cash / Self-Pay

$363

Average discount available for prompt cash payment at this facility.

Insurance Median

$260

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $363 (200%)

Insurance Median: $260 (143%)

Cash: $363 (200% of Medicare)

Ins. Median: $260 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Fallon	$162 - $269	89%
Other Government	$171 - $228	94%
Medicare (plans)	$175 - $224	97%
Hospice	$178 - $228	98%
UnitedHealthcare	$178 - $329	98%
Health New England	$180 - $341	99%
Blue Cross Blue Shield	$184 - $325	101%
Commcare Alliance	$184 - $269	101%
Aetna	$197 - $289	109%
Comm Tufts Qhpsub (Network)	$216 - $231	119%
Point32Health	$216 - $363	119%
Workers Comp	$232	128%
Allways Nhp	$247	136%
Unicare	$248 - $260	137%
Comm Hne Hmo	$264 - $321	146%
Comm Hne Ppo	$280 - $341	154%
Beacon	$325 - $344	179%
Cdphp	$344	190%
Cigna	$344 - $356	190%
Mvp	$344	190%
Oxford	$344	190%
First Health	$356 - $363	196%
Connecticare	$363	200%
Consolidated Health Plans	$363	200%
Other Commercial	$363	200%
Phcs	$363	200%
Self Pay	$363	200%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $363.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Berkshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.