CMS Price Transparency Data
Blood test, creatinine (kidney)
Facility: Lowell General Hospital
Billing Code: 82565 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 82565
- Insurance Median: $9
- Cash Discount Price: $13
- vs. Medicare Baseline: 1.76x Medicare
The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at Lowell General Hospital is $9. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 1.76x the Medicare baseline. Located in 295 Varnum Avenue, Lowell, MA.
Cash / Self-Pay
$13
Average discount available for prompt cash payment at this facility.
Insurance Median
$9
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$5.12
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $5.12 (100%)
Cash / Self-Pay: $13 (254%)
Insurance Median: $9 (176%)
Cash: $13 (254% of Medicare)
Ins. Median: $9 (176% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Allied Benefit Systems [100015] | $7 | 137% |
| Allied National Global Care [100107] | $7 | 137% |
| American Postal Workers [100089] | $7 | 137% |
| Amerihealth Caritas Nh [350007] | $7 | 137% |
| Assurant [100020] | $7 | 137% |
| Avmed Health Plan [100247] | $7 | 137% |
| Care One [950007] | $7 | 137% |
| Carecentrix Alternate [100257] | $7 | 137% |
| Compsych [100027] | $7 | 137% |
| Coresource [100285] | $7 | 137% |
| Coverage Discovery [100306] | $7 | 137% |
| D'Youville Senior Care [950003] | $7 | 137% |
| Employee Benefit Management [100033] | $7 | 137% |
| Eyemed [100290] | $7 | 137% |
| First Health [100278] | $7 | 137% |
| Geha [100039] | $7 | 137% |
| Generic Commercial [109999] | $7 | 137% |
| Group And Pension Administrators [100043] | $7 | 137% |
| Ibew Local 103 [100272] | $7 | 137% |
| Lowell Comm Health Center [950009] | $7 | 137% |
| Medicaid / KanCare | $7 - $19 | 137% |
| Medicare (plans) | $7 - $19 | 137% |
| Mutual Of Omaha [100074] | $7 | 137% |
| National Association Of Letter Carriers [100067] | $7 | 137% |
| National Elevator Ind Hlth Benefits [100273] | $7 | 137% |
| Norfolk County [500013] | $7 | 137% |
| Northwood Rehabilitation & Health [950004] | $7 | 137% |
| Nova Healthcare Administrators [100270] | $7 | 137% |
| Palm Manor [950005] | $7 | 137% |
| Plymouth County [500019] | $7 | 137% |
| Spectera [100291] | $7 | 137% |
| Sunny Acres Nursing Home [950006] | $7 | 137% |
| Tall Tree Administrators [100271] | $7 | 137% |
| Ultra Benefits [100280] | $7 | 137% |
| Wellsense Nh [350010] | $7 | 137% |
| Tufts Health Public Plan Connectorcare [100264] | $8 - $10 | 156% |
| Allaracare [100163] | $9 | 176% |
| Wc Acadia Insurance Company [700108] | $9 | 176% |
| Wc Aig [700029] | $9 | 176% |
| Wc Aim Mutual Insurance [700054] | $9 | 176% |
| Wc Alternative Service Concept [700065] | $9 | 176% |
| Wc Ameritrust [700066] | $9 | 176% |
| Wc Arrow Mutual Liability [700063] | $9 | 176% |
| Wc Atlantic Charter [700064] | $9 | 176% |
| Wc Berkshire Hathaway [700046] | $9 | 176% |
| Wc Boston Police And Firefighter [700061] | $9 | 176% |
| Wc Broadspire [700043] | $9 | 176% |
| Wc Careworks [700109] | $9 | 176% |
| Wc Cbcs [700110] | $9 | 176% |
| Wc Ccmsi [700055] | $9 | 176% |
| Wc Chubb Group [700067] | $9 | 176% |
| Wc Cic/Mcmc [700068] | $9 | 176% |
| Wc City Of Boston [700111] | $9 | 176% |
| Wc City Of Cambridge [700069] | $9 | 176% |
| Wc City Of Chelsea [700070] | $9 | 176% |
| Wc City Of Everett [700071] | $9 | 176% |
| Wc City Of Lowell [700062] | $9 | 176% |
| Wc City Of Lynn [700072] | $9 | 176% |
| Wc City Of Medford [700073] | $9 | 176% |
| Wc City Of Melrose Police [700112] | $9 | 176% |
| Wc City Of Melrose [700113] | $9 | 176% |
| Wc City Of Newton [700074] | $9 | 176% |
| Wc City Of Peabody [700075] | $9 | 176% |
| Wc City Of Revere [700076] | $9 | 176% |
| Wc City Of Somerville [700077] | $9 | 176% |
| Wc Cna [700048] | $9 | 176% |
| Wc Commonwealth Of Mass [700056] | $9 | 176% |
| Wc Consigly Construction [700079] | $9 | 176% |
| Wc Constitution State Services [700114] | $9 | 176% |
| Wc Continental Indemnity Co [700078] | $9 | 176% |
| Wc Corvel [700115] | $9 | 176% |
| Wc Cove Risk Services [700080] | $9 | 176% |
| Wc Creative Risk Solutions [700081] | $9 | 176% |
| Wc Crum & Forster [700082] | $9 | 176% |
| Wc Demoulas Supermarket [700083] | $9 | 176% |
| Wc Emc Insurance Company [700084] | $9 | 176% |
| Wc Energy Of Environmental Affairs [700085] | $9 | 176% |
| Wc Esis [700010] | $9 | 176% |
| Wc Federated Work Comp [700012] | $9 | 176% |
| Wc Future Comp [700116] | $9 | 176% |
| Wc Gallagher Bassett Work Comp [700013] | $9 | 176% |
| Wc Geico [700057] | $9 | 176% |
| Wc Generic Workers' Comp [709999] | $9 | 176% |
| Wc Gowry Group [700086] | $9 | 176% |
| Wc Hartford Insurance [700058] | $9 | 176% |
| Wc Hrd/Workers Compensation Unit [700087] | $9 | 176% |
| Wc Liberty Mutual Work Comp [700016] | $9 | 176% |
| Wc Mapfre Insurance [700089] | $9 | 176% |
| Wc Mass Nahro Insurance Group Trust [700090] | $9 | 176% |
| Wc Mass State Police [700091] | $9 | 176% |
| Wc Mbta [700092] | $9 | 176% |
| Wc Meditrol [700093] | $9 | 176% |
| Wc Memic [700117] | $9 | 176% |
| Wc Metlife [700094] | $9 | 176% |
| Wc Miia [700095] | $9 | 176% |
| Wc Ml Healthcare Services Llc [700119] | $9 | 176% |
| Wc Norfolk & Dedham Group [700096] | $9 | 176% |
| Wc Norguard Ins Co [700097] | $9 | 176% |
| Wc One Call Medical [700060] | $9 | 176% |
| Wc Plumbers Union Local No 12 [700098] | $9 | 176% |
| Wc Plymouth Rock [700099] | $9 | 176% |
| Wc Pma Work Comp [700031] | $9 | 176% |
| Wc Progressive Direct Insurance Co [700106] | $9 | 176% |
| Wc Retail Business Services Llc [700100] | $9 | 176% |
| Wc Rising Medical Solution [700101] | $9 | 176% |
| Wc Sedgwick [700027] | $9 | 176% |
| Wc Selective Insurance Co [700118] | $9 | 176% |
| Wc Sentry [700036] | $9 | 176% |
| Wc Sutter House [700102] | $9 | 176% |
| Wc Town Of Andover Fire Dept [700103] | $9 | 176% |
| Wc Town Of Arlington [700104] | $9 | 176% |
| Wc Travelers Insurance [700059] | $9 | 176% |
| Wc Us Department Of Labor [700023] | $9 | 176% |
| Wc Vermont Mutual Insurance Group [700105] | $9 | 176% |
| Wc York Risk Services [700049] | $9 | 176% |
| Wc Zurich [700034] | $9 | 176% |
| Cigna | $11 - $18 | 215% |
| Tufts Health Plan [100263] | $13 - $18 | 254% |
| Coventry [100010] | $15 | 293% |
| Aetna | $16 - $19 | 313% |
| Claritev/Multiplan [100275] | $16 | 313% |
| Cypress Benefit Administrators [100122] | $16 | 313% |
| Health New England [100268] | $16 | 313% |
| Meritain [100063] | $16 | 313% |
| Patient Advocates [100307] | $16 | 313% |
| UnitedHealthcare | $16 - $21 | 313% |
| Wellpoint [100139] | $16 | 313% |
| Harvard Pilgrim Healthcare [100241] | $18 - $21 | 352% |
| Health Plans Inc [100262] | $18 - $20 | 352% |
| Blue Cross Blue Shield | $19 | 371% |
| Commonwealth Care Alliance [450067] | $19 | 371% |
| Fallon Senior [450065] | $19 | 371% |
| Mass General Brigham Health Plan Connectorcare [10 | $19 | 371% |
| Mass General Brigham Health Plan [100254] | $19 | 371% |
| Tufts Health Public Plan [350009] | $19 | 371% |
| Wellsense Clarity Connectorcare [100256] | $19 | 371% |